Advocating for the Middle Class Investor
By Mark Lyman
For decades, the middle class has been underserved when it comes to investing. The wealthiest among us have access to exclusive hedge funds, custom portfolios, and boutique financial services. Meanwhile, the rest are often offered outdated strategies or urged to dive into high-risk markets like crypto—promises of fortune without the tools to manage the fallout.
As someone who comes from a technical, engineering background, I’ve always believed that access to precision, clarity, and innovation shouldn't be reserved for the elite. The middle class deserves better—better tools, better strategies, and better outcomes.
That’s why I advocate for a different way to invest. One that’s explainable. One that’s engineered. One that respects both risk and opportunity.
The Problem With Traditional Paths
Many financial advisors focus on long-term asset allocation and rebalancing, but they lack the tools and flexibility to adapt to real-time market dynamics. These advisors often operate under incentive models that benefit them more than their clients. The strategies they use are generalized for mass appeal and built to scale, not to perform.
On the flip side, newer investors—frustrated by this rigidity—are turning to crypto and meme stocks in search of explosive returns. And who can blame them? With institutional investing out of reach, they’re chasing the only “open” doors they see. But crypto is volatile, unregulated, and often built on hype rather than fundamentals. It’s more speculation than strategy.
A Better Middle Ground
What if there was a better way? What if we could take the precision and performance mindset of institutional investing, remove the exclusivity, and build a framework that middle-class investors could access and understand?
That’s exactly what we’ve done with the Quantelligent Strategy, a method built specifically to bring high-level, engineered investing to those who’ve been left out of the conversation. It centers around Leveraged ETFs, a powerful instrument often misused or misunderstood, but capable of producing real returns when applied with a disciplined, logical strategy.
The Strategy in Brief
Daily Dollar-Cost Averaging – We invest incrementally every day, capturing the natural movements of the market without trying to time the top or bottom.
Value Averaging for Profitable Spikes – On days when the market jumps above our target value, we lock in gains by selling the overage.
Target-Based Exits – Once an overall growth target is met, we exit completely, secure profits, and reset the cycle.
Compounding Realized Gains – All profits are reinvested back into the system, enabling exponential growth through disciplined compounding.
This isn’t gambling. This isn’t speculation. This is strategy—engineered, logical, and built for transparency.
Why This Matters
The stock market will always have periods of volatility. But one of its constants is that it tends to rise over time. If we can capture gains when the market surges and reduce exposure when it dips, we give ourselves an edge—without having to guess or rely on hype.
And more importantly, we offer this strategy to everyone—not just institutions. We believe technology should democratize access to smart investing, not restrict it.
This isn’t about promising returns or offering financial advice. This is about pushing back on a broken system and advocating for the middle class—engineers, nurses, teachers, and small business owners who are ready to build real wealth but need better tools.
If you’ve ever felt like traditional investing was too slow or crypto was too chaotic, you’re not alone. There is another way.
Join Us at LymanWealth.com
